“Sau thanh tra, doanh nghiệp bảo hiểm liên kết với ngân hàng, Bộ Tài chính đã phát hiện một số sai phạm”, ông Doãn Thanh Tuấn, Cục phó Cục Quản lý giám sát bảo hiểm, Bộ Tài chính phát biểu tại Họp báo thường kỳ Quý 1/2023 của Bộ Tài chính, chiều 30/03.
Ông Doãn Thanh Tuấn cho biết, sau hơn 1 tháng Bộ Tài chính công bố đường dây nóng gồm số điện thoại, email tiếp nhận nhanh thông tin phản ánh thắc mắc, kiến nghị của khách hàng về việc phân phối bảo hiểm qua ngân hàng, đơn vị đã tiếp nhận được 178 cuộc điện thoại và 218 email của công dân về vấn đề này. Việc xử lý thông tin kiến nghị phản ánh được Cục Quản lý giám sát Bảo hiểm thực hiện theo quy định chung của Nhà nước. Cục đã cử cán bộ trực tiếp tiếp nhận thông tin, phân loại thông tin phản ánh, đồng thời xác minh thông tin ban đầu.
Đại diện Bộ Tài chính cho biết thêm, thời gian gần đây, Bộ đã nhận được nhiều thông tin phản ánh về tình trạng nhân viên của một số ngân hàng giới thiệu, chào mời, ép buộc khách hàng mua bảo hiểm nhân thọ, bảo hiểm liên kết đầu tư khi tới gửi tiền hoặc vay vốn tại các ngân hàng.
Năm 2022, Cục Quản lý giám sát bảo hiểm đã thanh tra chuyên đề về phân phối bảo hiểm qua ngân hàng đối với 4 doanh nghiệp bảo hiểm và đang trong quá trình hoàn thiện kết luận thanh tra.
“Sau thanh tra, Cục Quản lý giám sát đã phát hiện sai phạm nhất định. Sau khi hoàn thành kết luận thanh tra, kiểm tra, chúng tôi xin hứa sẽ công bố rộng rãi theo quy định”, ông Doãn Thanh Tuấn khẳng định.
Tại họp báo, Thứ trưởng Bộ Tài chính Nguyễn Đức Chi cũng yêu cầu, sau khi có kết luận thanh tra hoạt động bảo hiểm liên kết với ngân hàng, Cục Quản lý giám sát bảo hiểm công khai quyết định theo quy định.
![]() Thứ trưởng Bộ Tài chính Nguyễn Đức Chi phát biểu tại cuộc họp
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Bộ Tài chính nhận định, hoạt động phân phối sản phẩm bảo hiểm qua ngân hàng phát triển nhanh chóng và có những đóng góp nhất định vào tổng doanh thu của thị trường bảo hiểm Việt Nam. Hoạt động này chiếm khoảng 20% tổng doanh thu phí của thị trường bảo hiểm nhân thọ và khoảng 14% tổng doanh thu phí của thị trường bảo hiểm phi nhân thọ. Tuy vậy, việc phát triển nhanh dẫn đến phát sinh một số bất cập trong việc quản lý chất lượng dịch vụ bảo hiểm qua kênh ngân hàng.
Để chấn chỉnh tình trạng này, năm 2023, Bộ Tài chính tiếp tục phối hợp với Ngân hàng Nhà nước thực hiện thanh tra, kiểm tra đối với cả doanh nghiệp bảo hiểm và các ngân hàng đối tác phân phối sản phẩm bảo hiểm, tránh hiện tượng ép khách hàng mua bảo hiểm.
Nguồn: https://fili.vn/2023/03/bo-tai-chinh-phat-hien-mot-so-sai-pham-ban-bao-hiem-qua-ngan-hang-3113-1053886.htm
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